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Payday loan - A payday loan or cash advance is a small, short-term loan (typically up to $500) without a credit check that is intended to bridge the borrower's cashflow gap between pay days. Note, however, that the term cash advance can also mean cash ...

Bridge loan - A bridge loan (or swing loan) is a type of short-term loan in the financial industry. Bridge loans are typically taken out for a period of 2 weeks to 3 years in order to finance projects.

Home equity loan - A home equity loan is a type of loan in which the borrower uses the equity in his home as collateral. These loans are sometimes useful for families to help finance major home repairs, medical bills or college educations.

Package loan - A package loan is a real estate loan used to finance the purchase of both real property and personal property, such as in the purchase of a new home that includes carpeting, window coverings and major appliances.


Suggested Web Sites

About.com: Worse than Loan-Sharking - Article from About.com regarding abuses in the advance payday loans business. Offers several alternatives to payday loans.

FTC: Payday Loans = Costly Cash - Also called cash advance loans, check advance loans, or deferred deposit check loans, these high interest loans are usually expensive and prey on people in desperate situations.

Purple Finance - Providing payday cash loans and personal loans. Site contains finance tips, online newsletter and contact form.

Source: BazSites.net

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Managing Debt for Dummies : If you're trying to kick the "Buy Now/Pay Later" habit and get your spiraling debt under control, you need "Managing Debt For Dummies" now! This practical, commonsense guide provides straightforward strategies for coping with every kind of secured and unsecured debt, including, personal loans, car loans, mortgages, home equity loans, lines of credit, credit cards, finance company loans, and student loans. You'll find out how easy it is to: Distinguish between good and bad debt Go on a "debt diet" to get back into financial shape Start a filing system to track debt and protect life after debt Adopt a smart spending regimen Increase your income Consolidate your debt Decide which bills to pay when you can't pay them all Use credit cards responsibly You can still live well while slashing spending on groceries, clothing, and entertainment. Find out how in "Managing Debt for Dummies.

The McGraw-Hill 36-Hour Course in Finance for Non-Financial Managers, Second Edition : The step-by-step, easy-to-understand coursebook on what the numbers mean to your company--and to you If you're like most managers, today's high-profile accounting scandals have you thinking you should really learn more about your company's numbers--what they are, where they come from, and how they impact you. But who has the time? "The McGraw-Hill 36-Hour Course in Finance for Nonfinancial Managers will give you the working knowledge you need to understand what the numbers are "really saying, without unnecessary backroom accounting terms. Updated from its bestselling first edition to include recent financial and regulatory changes that have transformed the practice of finance, this accessible primer will tell you everything you need to know about: The essential concepts of finance, so that you can ask intelligent questions and understand the answers Vital statements and reports, with entirely new sections on pro forma financial statements, expensing of stock options, and more Auditing--what is measured, how and why it is measured, and what you can do to help ensure accuracy and completeness ...

Your Credit Score: How to Fix, Improve, and Protect the 3-Digit Number That Controls Your Financial Future : Your Credit Score "Excellent book! Insightful, well written, and surprisingly interesting! Liz Pulliam Weston has done an outstanding job demystifying an often intimidating and frustrating topic for the benefit of all consumers." --Eric Tyson, syndicated columnist and best-selling author of "Personal Finance for Dummies "In a country where consumers increasingly pay more when they have bad credit, Liz Pulliam Weston?s book provides excellent tips and advice on ways to improve your credit history and raise your credit score. If you just apply one or two of her insightful suggestions, you?ll save many times the cost of this book."--Ilyce R. Glink, financial reporter, talk show host, and best-selling author of "100 Questions Every First-Time Home Buyer Should Ask "Your credit score can save you money or cost you money--sometimes a lot of money. Yet, most people don?t even know their scores, much less know how to make them better. Liz Pulliam Weston can help you fix that. In this easy-to-understand guide you?ll learn how to make sure your score helps you get the best deal on loans and insurance....

Quicken Deluxe 2010 : Quicken Deluxe Personal Finance Software Set goals and save more Makes budgeting and organizing your personal finances easier by showing all your accounts together Stay on top of bills avoid late fees with alerts on upcoming payments Shows where youre spending and helps you see where to save Reduce or eliminate debt faster with a customized financial plan See the progress youre making toward your savings goals, with tracking of your loans, investments, 401(k), 529, and IRA accounts Save time on upgrading from an older version of Quicken: simply import your dataQuicken Deluxe 2010 System RequirementsThe following are the minimum system requirements for Quicken 2010 for Windows. CD-ROM enclosed Computer: 400 MHz XP, 1 GHz Vista Operating System XP/Vista* Memory: 512 MB XP, 1 GB Vista Hard Disk Space: 100 MB, plus 45 MB for Microsoft Internet Explorer if IE 6.0 or higher is not already installed (IE 6.0 included on enclosed CD-ROM) Monitor: 1024x768 with 16-bit color CD-ROM Drive: Double speed (4X or higher recommended for multimedia) Internet Connection: 56 kbps modem or higher Sound: Sound c...

Personal Finance [With CDROM] : Kapoor/Dlabay/Hughes' Personal Finance is the #1 market-leading Personal Finance text. It provides comprehensive coverage of personal financial planning in the areas of money management, career planning, taxes, consumer credit, housing and other consumer decisions, legal protection, insurance, investments, retirement planning, and estate planning. The goal of this text is to teach students the fundamentals of financial planning so they can make informed choices related to spending, saving, borrowing, and investing that lead to long-term financial security. Personal Finance, 8/e provides many financial planning tools using a step-by-step approach to help students identify and evaluate choices as well as understand the consequences of decisions in terms of opportunity costs.

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Babe Ruth - Curse of the Bambino Reversed - Framed 8x10 Photographs : The "Curse" Has been reversed! In 1918 the Boston Red Sox had won another World Series making it their 5th. The Red Sox were at the time considered the best team in baseball ever. One of the stars of the Red Sox was a young pitcher by the name of George Herman Ruth. During the 1920 season the owner of the Sox needed a little extra cash to finance his girlfriends play called "No, No Nanette". To raise the money, Frazee sold Ruth to the New York Yankees for $100,000 dollars and a loan collateralized by Fenway Park. Since Ruth was traded to the Yankees, they have gone on to win 26 World Series Titles. The Red Sox on the other hand, have been to four World Series, losing each in game seven. On October 27,2004 the 86 year "Curse of the Bambino" was broken and now gives new hope to Red Sox fans both young and old. The 34"x23" framed piece contains an 8x10 photo of Ruth in both uniforms. The collectible includes a copy of the original bill of sale from Frazee to the Yankees which has been stamped with "Curse Reversed", two 4"x2" nameplates with a small description about the transaction, a...

How to Write a Business Plan [With CDROM] : Author, teacher, and financial manager McKeever shows readers how to write the business plan and loan package necessary to finance a new or expanding business--and make it work. The included CD-ROM provides helpful spreadsheets and sample business plans.

Suze Orman: For The Young Fabulous And Broke (Full Frame) : Best-selling author and personal finance expert Suze Orman returns to PBS with a new special, "Suze Orman: For The Young, Fabulous & Broke." This program is aimed at young adults ages 20-40, a generation struggling with unprecedented financial challenges, including hefty student loans, credit card debt, a tough job market and skyrocketing housing costs. Orman offers a set of real, not impossible, solutions to the problems at hand and the problems ahead. Powerful advice and smart money moves that can help young men and women at what is perhaps the most critical time of their financial lives.

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Get a Financial Life: Personal Finance in Your Twenties and Thirties : First published in 1996, this book helped define the financial consciousness of a generation. The entire book has now been updated with late-breaking information to address dramatic financial developments such as Roth IRAs, student loan deductibility, and the rising impact of the Internet.

Babe Ruth - Curse of the Bambino - Framed 8x10 Photographs : In 1918 the Boston Red Sox had won another World Series making it their 5th. The Red Sox were at the time considered the best team in baseball ever. One of the stars of the Red Sox was a young pitcher by the name of George Herman Ruth. During the 1920 season the owner of the Sox needed a little extra cash to finance his girlfriends play called "No, No Nanette". To raise the money Frazee sold Ruth to the New York Yankees for $100,000 dollars and a loan collateralized by Fenway Park. Since Ruth was traded to the Yankees, they have gone on to win 26 World Series Titles. The Red Sox on the other hand, have been to four World Series, losing each in game seven. The 34"x23" framed piece contains an 8x10 photo of Ruth in both uniforms. The collectible also includes a copy of the original bill of sale from Frazee to the Yankees, two 4"x2" nameplates with a small description about the transaction, and a patch from each of Ruth's teams.

God's Plans for Your Finances by Dwight Nichols, ISBN 0883685094 : Gods Plans for Your Finances

Bailout Riches!: How Everyday Investors Can Make a Fortune Buying Bad Loans for Pennies on the Dollar : Investors with the right roadmap are poised to profit spectacularly from America's financial crisis. Bartmann lays out a step-by-step plan on how to find the best deals from the federal government, local financial institutions, and loan brokers.

Chain of Blame: How Wall Street Caused the Mortgage and Credit Crisis : In the summer of 2007, the subprime empire that Wall Street had built all came crashing down. On average, fifty lenders a month were going bust-and the people responsible for the crisis included not just unregulated loan brokers andcon artists, but also investment bankers and home loan institutions traditionally perceived as completely trustworthy. "Chain of Blame" chronicles this incredible disaster, with a specific focus on the players who participated in such a fundamentally flawed fiasco. Authors Paul Muolo and Mathew Padilla, well-regarded journalists for National Mortgage News and the Orange County Register respectively, reveal the truth behind how this crisis occurred, what individuals and institutions-from lenders and brokers to some of the biggest investment banks in the world-were doing during this critical time, and who is ultimately responsible for what happened.

The Wall Street Journal Complete Personal Finance Guidebook : The Wall Street Journal Complete Personal Finance Guidebook

Blackmale : immy (Bokeen Woodbine) and luther (Justin Pierce) are con-men who've hit rock bottom. In a desperate move, they plan to blackmail a doctor to pay off their loan shark. what they didn't count on was their victim being more dangerous than the shark. Action explodes on the streets when a showdown with the cops, the loan shark and the psychotic doctor take the tow desperados on a wild ride in pursuit of $100,000 in cash!.

Payday (Widescreen) : "You only pass this way once, so grab everything you can." That's the credo of less-than-first-rank country singer Maury Dann. His songs are getting some airplay and he's being considered for a Grand Ole Opry guest appearance. But the biggest obstacle on Maury's climb to the top is hound-dog Maury himself. Rip Torn ("Men In Black," "The Larry Sanders Show") sings his own songs and gives an indelible performance as Maury, whose fame rises in contrast to the depths to which his soul will sink in satisfying his hedonistic urges. He pushes his entourage to the limit and puts the women around him at odds with each other. With a skilled ensemble cast directed by Daryl Duke, "Payday" is "accurate and observant, one of those welcome movies made by people with genuine knowledge of their subject." (John Collis, Time Out Film Guide.). Director Commentary, Original Theatrical Trailer.
















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