Finance Online Mortgage

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Collateral (finance) - Collateral is a word used for assets that secure a debt obligation. For example, in the case of a mortgage the house serves as the collateral for the mortgage loan.

Foreign currency mortgage - A Foreign currency mortgage is a mortgage which is repayable in a currency other than the currency of the country in which the borrower is a resident. Foreign currency mortgages can be used to finance both personal mortgages and corporate mortgages.

Adjustable rate mortgage - An adjustable rate mortgage or variable rate mortgage is a loan secured on a property (house) whose interest rate and so monthly repayment vary over time. Other forms of mortgage loan include interest only mortgage, fixed rate mortgage, Negative amortization mortgage, discounted rate mortgage and balloon payment mortgage.

Gap financing - Gap Financing is a term mostly associated with mortgage or property loans. It is an interim loan given to finance the difference between the floor loan and the maximum permanent loan as committed.

Suggested Web Sites

Egg Mortgages - Online bank offering quotes and mortgages. Contains property finance calculators, budget planners, and advice.

Rick Geddes - Mortgage Architects - Full service mortgage financing offering competitive rates, home financing, refinancing, first mortgages and second mortgages with online and telephone pre-approval.

Mortgages plc - Online mortgage broker with offices in London. Includes Information on services, jargon buster and online enquiry form.

Source: BazSites.com

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