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Debt consolidation - Debt consolidation entails taking out one loan to pay off many others. This is often done to secure a lower interest rate, secure a fixed interest rate or for the convenience of servicing only one loan.

Subordinated (debt) - Subordinated debt, also known as junior debt, is a finance term to describe debt that is unsecured or has a lesser priority than that of an additional debt claim on the same asset. This means that if the party that issued the debt defaults on it, people holding ...

Debt to equity ratio - The debt to equity ratio is a financial ratio of balance sheet debt divided by shareholders' equity. It is used to calculate a company's "financial leverage" and indicates what proportion of equity and debt the company is using to finance its assets.

Customer finance - Customer finance is a technique used by entrepreneurs to capitalize their companies. It is different to traditional techniques such as boot-strapping, angel finance, debt, mezzanine and venture capital.


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Managing Debt for Dummies : If you're trying to kick the "Buy Now/Pay Later" habit and get your spiraling debt under control, you need "Managing Debt For Dummies" now! This practical, commonsense guide provides straightforward strategies for coping with every kind of secured and unsecured debt, including, personal loans, car loans, mortgages, home equity loans, lines of credit, credit cards, finance company loans, and student loans. You'll find out how easy it is to: Distinguish between good and bad debt Go on a "debt diet" to get back into financial shape Start a filing system to track debt and protect life after debt Adopt a smart spending regimen Increase your income Consolidate your debt Decide which bills to pay when you can't pay them all Use credit cards responsibly You can still live well while slashing spending on groceries, clothing, and entertainment. Find out how in "Managing Debt for Dummies.

When Bad Christians Happen to Good People: Where We Have Failed Each Other and How to Reverse the Damage by Dave Burchett, ISBN 1578564905 : Help for those who have been harmed by Christians-and those who have inflicted the wounds. Throughout history, Christians have done considerable damage to others-both independently and in the name of Christ. Each time this occurs, one of God's precious creations is wounded and the church's witness to the world is grievously weakened. For years, unbelievers and Christians have rejected the church because of damaging encounters with a Christian, a Christian leader, or a group of Christians. No matter how much we wish to reverse the damage, however, we cannot reach the unchurched with the life-changing message of the gospel-nor can we protect those still within the body-unless we insist upon dramatic changes within our church communities. Targeting every person who has ever been hurt by a Christian-as well as those believers responsible for inflicting such damaging wounds-author Dave Burchett calls for a new way of relating that will bring healing to the church and transform our witness to the world.

Stealing Jesus: How Fundamentalism Betrays Christianity by Bruce Bawer, ISBN 0609802224 : From the author of the widely acclaimed A Place at the Table, this is a major work, passionately outspoken and cogently reasoned, that exposes the great danger posed to Christianity today by fundamentalism. The time is past, says Bruce Bawer, when denominational names and other traditional labels provided an accurate reflection of Christian America's religious beliefs and practices. The meaningful distinction today is not between Protestant and Catholic, or Baptist and Episcopalian, but rather between "legalistic" and "nonlegalistic" religion, between the Church of Law and the Church of Love. On one side is the fundamentalist right, which draws a sharp distinction between "saved" and "unsaved" and worships a God of wrath and judgment; on the other are more mainstream Christians who view all humankind as children of a loving God who calls them to break down barriers of hate, prejudice, and distrust. Pointing out that the supposedly "traditional" beliefs of American fundamentalism--about which most mainstream Christians, clergy included, know shockingly little--are in fact of relatively re...

Christian Beliefs: Twenty Basics Every Christian Should Know : A reader-friendly guide to Christian doctrines--for new believers and all ChristiansWayne Grudem's Systematic Theology has established itself as a foundational reference in the evangelical church today. But a proper understanding of theology is not just important for pastors, students, and church leaders. Newer Christians, especially those who do not come from church backgrounds, also need grounding in basic Christian doctrine. Christian Beliefs is a one-eighths the size condensation of Systematic Theology and is designed to provide a basic guide that is sound but not intimidating. It also serves as an interesting book for more mature Christians who want something that is solid, yet fairly light. The twenty chapters and three appendices (confessions of faith, bibliography, and glossary) provide an essential resource that is highly readable and easy to understand.

Christianity, Cults & Religions : Full-color book includes chapters on Christianity, Cults & Religions; Christianity, Cults & the Occult; Christianity & Eastern Religions; Islam & Christianity; 10 Q&A on Jehovah's Witnesses; 10 Q&A on Mormonism; and 10 Keys to Witnessing to Cults. A good basic introduction on comparative religions from a Christian viewpoint.

Family Budget Workbook: Gaining Control of Your Personal Finances by Larry Burkett, ISBN 1881273202 : Financial expert Larry Burkett introduces the ultimate family money management workbook. His sensible, realistic plan for getting and keeping your finances under control includes easy-to-use worksheets that make following the plan as easy as possible.

Free and Clear: God's Roadmap to Debt-Free Living : Free and Clear: God's Roadmap to Debt-Free Living

Mere Christianity Journal : "Mere Christianity Journal is the ideal companion to "Mere Christianity -- the beloved classic of Christian literature and the bestselling of all of Lewis’ s adult works. This reader’ s journal is a celebration of one of Lewis’ s most popular and influential works. By serving as a thoughtful guide to further meditation on the central issues Lewis raises, this journal provides Lewis readers with a guide for deeper reflection. The journal includes an elegant interior design, ample quotes from "Mere Christianity, thoughtful questions centered on Lewis’ s wise words and plenty of room for reader’ s thoughts and ideas.

The Man in the Mirror: Solving the 24 Problems Men Face by Patrick Morley, ISBN 031023493X : Written by a foremost Christian men's leader, this powerful book invites men to take a probing look at their identities, relationships, finances, time, temperament, and the means to bring about lasting change in their lives.

Soul Survivor: How My Faith Survived the Church by Philip Yancey, ISBN 1578568188 : Philip Yancey, one of America's leading Christian thinkers and author of more than a dozen books with sales of more than five million copies, returns for his most profound and soul-searching books yet. "Soul Survivor is the story of his own struggle to reclaim his belief, interwoven with inspiring portraits of notable people from all walks of life who have succeeded in the pursuit of an authentic faith. "I became a writer, I now believe, to sort out and reclaim words used and misused by the Christians of my youth," says Philip Yancey, whose explorations of Christian faith have made him a guide for millions of readers. In "Soul Survivor, he charts his spiritual pilgrimage through the influence of key individuals: "These are the people who ushered me into the Kingdom. In many ways, they are why I remain a Christian today, and I want to introduce them to other spiritual seekers." Yancey interweaves his own journey with fascinating stories of those who modeled for him a life-enhancing rather than a life-constricting faith: Dr. Paul Brand, G. K. Chesterton, Annie Dillard, Frederick Buechner, ...

Mere Christianity by C. S. Lewis, ISBN 0060652888 : "Mere Christianity" is the most popular of C. S. This book brings together Lewis's legendary radio broadcast talks in which he set out simply "to explain and defend the belief that has been common to nearly all Christians at all times". Rejecting the boundaries that divide Christianity's many denominations, "Mere Christianity" is Lewis's term for the essential Christian message--the theological core on which diverse Christian traditions can stand together.

Looking Before and After: Testimony and the Christian Life : In the work of such major theologians as Lesslie Newbigin and Stanley Hauerwas, the "Christian story" is communal, and the individual Christian achieves meaning only through participation in this communally recounted narrative. While Alan Jacobs acknowledges the importance of the communal story, he suggests that something has been neglected in the development of narrative theology - the narrative dimension of individual Christian lives. Looking Before and After encourages us to ask how individual lives can, in a specifically Christian sense, be meaningful, how we can discern and rightly interpret those meanings, and how we might tell our own stories in ways that avoid the dangers of presumption and despair. In his typically beautiful writing style, Jacobs here reinvigorates narrative theology and demonstrates the power of individual life stories well told and properly understood.

How to Get Out of Debt, Stay Out of Debt, & Live Prosperously: (Based on the Proven Principles and Techniques of Debtors Anonymous) by Jerrold Mundis, ISBN 0553283960 : Out of the red... Do this month's bills pile up before you're paid last month's? Do you regularly receive past-due notices? Do you get letters threatening legal action if immediate payment is not made? Do the total amounts on your revolving charge accounts keep steadily rising? Into the black... Whether you are currently in debt or fear you're falling into debt, you are not alone. Forty million Americans--from doctors to secretaries, from executives to the unemployed--face the same problem and live under the same daily stress. Based on the proven techniques of the national Debtors Anonymous program, here is the first complete, step-by-step guide to getting out of debt once and for all. You'll learn: How to recognize the warning signs of serious debt. How to negotiate with angry creditors, collection agencies, and the IRS. How to design a realistic and painless pay-back schedule. How to identify your spending "blind spots." How to cope with the anxiety and daily pressures of owing money. Plus the three cardinal rules for staying out of debt forever and much more! This book is neither sponsore...

The McGraw-Hill 36-Hour Course in Finance for Non-Financial Managers, Second Edition : The step-by-step, easy-to-understand coursebook on what the numbers mean to your company--and to you If you're like most managers, today's high-profile accounting scandals have you thinking you should really learn more about your company's numbers--what they are, where they come from, and how they impact you. But who has the time? "The McGraw-Hill 36-Hour Course in Finance for Nonfinancial Managers will give you the working knowledge you need to understand what the numbers are "really saying, without unnecessary backroom accounting terms. Updated from its bestselling first edition to include recent financial and regulatory changes that have transformed the practice of finance, this accessible primer will tell you everything you need to know about: The essential concepts of finance, so that you can ask intelligent questions and understand the answers Vital statements and reports, with entirely new sections on pro forma financial statements, expensing of stock options, and more Auditing--what is measured, how and why it is measured, and what you can do to help ensure accuracy and completeness ...

Making Room: Recovering Hospitality as a Christian Tradition by Christine D. Pohl, ISBN 0802844316 : Although hospitality was central to Christian identity and practice in earlier centuries, our generation knows little about its life-giving character. Over the past three hundred years, understandings of hospitality have shrunk to entertainment at home and to the hospitality industry's provision of service through hotels and restaurants. But for most of the history of the church, hospitality was central to the gospel and a crucial practical expression of care, relationship, and respect. This penetrating new work by Christine Pohl revisits the Christian foundations of welcoming strangers and explores the necessity, difficulty, and blessing of hospitality today. The book offers an original argument that traces the eclipse of this significant Christian practice, showing the initial centrality of hospitality and the importance of recovering it for contemporary life. Combining rich biblical and historical research with extensive interviewing of contemporary service communities -- the Catholic Worker, L'Abri, L'Arche, Good Works, Annunciation House, St. John's Abbey, and others -- this book shows ...

Honest to God?: Becoming an Authentic Christian: Now with Discussion Guide by Bill Hybels, ISBN 0310521815 : Faulkner befriended real people. Unpretentious people. People honest about their life and living. He chose to surround himself with these who populated his stories and actually lived in his intensely human fiction, rather than those who simply talked about the South, or wrote about it. He often spent time with people who simply talked or wrote about Christianity. He'd rather spend time with people who actually lived it. That's what this book is about--actually living Christianity. Being authentic Christians.

Unchristian: What a New Generation Really Thinks about Christianity: And Why It Matters : Christians are supposed to represent Christ to the world. But according to the latest report card, something has gone terribly wrong. Using descriptions like "hypocritical," "insensitive," and "judgmental," young Americans share an impression of Christians that's nothing short of . . . unChristian. Find out why these negative perceptions exist, learn how to reverse them in a Christlike manner, and discover practical examples of how Christians can positively contribute to culture.

The Messianic Legacy by Michael Baigent, ISBN 0440203198 : "Holy Blood, Holy Grail rocked the very foundations of Christianity. Now four more years of research have uncovered shocking material -- and its earthshaking consequences. - What extraordinary meaning lies behind Jesus' title -- "King of the Jews"? - Was there more than one Christ? - Who really constituted Jesus' following -- and what were the real identities of Simon Peter and Judas Iscariot? - Who now has the ancient treasure of the Temple of Jerusalem? - What is the true source of today's Christian "Fundamentalism"? - What links the Vatican, the CIA, the KGB, the Mafia, Freemasonry, and the Knights Templar? - What is the stunning goal of the European secret society that traces its lineage back to Christ and the House of David? "The Messianic Legacy. Here is the book that reveals the answers to these intriguing, potentially explosive questions. Utilizing the same meticulous research that catapulted their first book onto the best seller lists, the authors again bring an enlighteneing message of truth -- and urgent importance -- to Christians and non-Christians the world over.
















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